Overview
The Stripe fiat-to-crypto onramp enables users to securely purchase cryptocurrencies directly from your platform or decentralized application (DApp) at checkout. Customizable and easy to integrate, it simplifies crypto transactions while handling fraud, compliance, and user verification.
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Key Features
Security & Compliance
- Merchant of Record: Stripe assumes liability for fraud/disputes.
- Regulatory Handling: Manages KYC, sanctions screening, and local compliance.
- User Convenience: Saves payment methods and wallet details for faster repeat transactions.
Integration Options
| Option | Description | Best For |
|--------|-------------|----------|
| Embeddable Onramp | Fully customizable widget with API parameters. | Developers needing brand-aligned integrations. |
| No-Code Redirect | Stripe-hosted page with minimal setup. | Non-technical users or static workflows. |
| Standalone Onramp | Light customization via redirect URLs. | Teams preferring external hosting. |
Supported Currencies & Regions
- Cryptocurrencies: ETH, SOL, MATIC, BTC, USDC (6+ chains), and more (exclusions apply).
- Payment Methods: Credit/debit cards, Apple Pay, ACH (US-only).
- Availability: US (excl. Hawaii) and EU countries.
How to Apply
- Submit Application: Complete the onramp form.
- Stripe Onboarding: Finish account setup.
- Test & Deploy: Use sandbox environments during review (48-hour typical response).
FAQ Section
Q: How long does approval take?
A: Most applications are reviewed within 48 hours.
Q: Can I pre-fill wallet addresses?
A: Yes, via the Onramp API’s wallet_addresses parameter.
Q: Which currencies aren’t available in the EU?
A: ETH (Base), MATIC, AVAX, and select USDC variants are restricted.