Creditcoin ($CTC): The Fully Decentralized RWA Credit Finance System

·

What is Creditcoin?

Creditcoin is a Layer 1 infrastructure protocol co-founded by Gluwa and Aella, with investment from DWF Labs. Built on the Parity Substrate framework using Nominated Proof of Stake (NPoS) consensus, it creates a decentralized, interoperable marketplace for Real World Asset (RWA) credit lending. By leveraging blockchain's immutability, Creditcoin records credit transactions to help investors and borrowers verify and assess risks. Both parties can publish lending needs on the platform.

Key Reasons Behind Creditcoin's Creation:

  1. Disintermediation: Directly connects lenders and borrowers for better rates, enabling micro-lending.
  2. Decentralized Credit History: Supports diverse credit scoring systems for tailored market access.
  3. Sustainable Crypto Economy: Facilitates storage, payments, and investments within a self-sustaining ecosystem.
  4. Enhanced Security: Shared ledger architecture reduces centralized data breach risks.

👉 Track $CTC live prices

How Creditcoin Works

Core Architecture

As a blockchain-agnostic L1 network, Creditcoin operates across multiple chains via:

Ecosystem Dynamics

Creditcoin’s ecosystem revolves around decentralized lending:

Supported Chains: Ethereum, Polygon, Flow, Aurora, and others.

$CTC Tokenomics

Economic Mechanisms

FAQs

How are Gluwa, Aella, and Creditcoin related?

What’s $CTC’s inflation rate?

How does Creditcoin handle loan defaults?

👉 Explore RWA lending opportunities


Note: All links except OKX have been removed per guidelines. Anchor texts are placed strategically for engagement without keyword stuffing.