Singapore, May 19, 2025 – Matrixdock, Asia's leading RWA tokenization platform under Matrixport, has officially launched its on-chain XAUm Smart-Invest service. This innovative solution allows users to invest in gold-backed tokens (XAUm) through automated smart contracts, optimizing timing risks and creating a "smile curve" for gold investments amid rising global demand.
How XAUm Smart-Invest Works
- Seamless Process: Users connect a Web3 wallet, complete KYC verification, and set investment amounts/frequency.
- Supported Assets: Currently accepts USDT, sUSDX, and Aave USDT fixed investments, with plans to expand.
- Automation: Enables small, high-frequency investments to average costs and enhance returns.
"XAUm Smart-Invest eliminates timing anxiety by shifting from emotional decisions to code-driven strategies," said Eva Meng, Head of Matrixdock.
Key Advantages Over Traditional Gold Investments
- Higher Capital Efficiency: Dynamic allocation via smart contracts.
- Macro Uncertainty Hedge: Ideal for volatile markets.
- DeFi Integration: XAUm tokens can be collateralized on platforms like Kinza Finance and Curve.
XAUm’s Market Leadership
- Backed by LBMA-certified 99.99% physical gold stored in Brink/Malka-Amit vaults.
- Audit-compliant with traditional finance standards.
- Industry Collaboration: Partnered with TAC to publish gold tokenization standards.
👉 Discover how XAUm is transforming gold investments
Future RWA Developments
Matrixdock is advancing:
- AI-driven RWA analytics
- Simplified financial tools
- Cross-platform liquidity for tokenized assets.
Note: XAUm Smart-Invest is unavailable in the U.S., Hong Kong SAR, Singapore, and other restricted regions.
FAQs
Q1: What makes XAUm different from physical gold?
A1: XAUm offers fractional ownership, DeFi utility, and automated investing without storage costs.
Q2: How secure is XAUm?
A2: Fully audited with LBMA-standard gold held in insured high-security vaults.
Q3: Can XAUm be redeemed for physical gold?
A3: Yes, through approved channels.
Q4: What’s the minimum investment?
A4: Determined by user-set parameters; no fixed threshold.
👉 Explore Matrixdock’s RWA ecosystem
Matrixdock won the 2023 TADS Ecosystem Excellence Award for its U.S. Treasury STBT tokens and continues to lead in RWA tokenization.