OKX classifies users into Regular Users and Professional Users based on trading volume, applying tiered fee structures determined by OKB holdings, trading activity, and asset balances. Fees adjust daily at 00:00 HKT.
User Tiers & Fee Discounts
Regular Users
- OKB Holdings: Total OKB across sub/primary accounts (excluding savings products).
- Tiers: Higher OKB holdings reduce trading fees.
Professional Users
- Criteria: 30-day trading volume (USD) + daily snapshotted assets (USD).
- Fee Calculation: Highest applicable tier across all trading types (spot, futures, options) is applied.
Example:
A user with:
- Spot trading: 20M USD (VIP 2)
- Futures trading: 200M USD (VIP 3)
- Options trading: 5M USD (VIP 1)
- Assets: 5M USD (VIP 4)
→ Final Tier: VIP 4 (all trades receive VIP 4 rates).
Key Metrics Explained
1. OKB Total Holdings
- Includes OKB in funding, spot, and margin accounts (excludes savings).
2. 30-Day Trading Volume
- Convert all trades → BTC → USD using daily BTC/USD mid-price.
Process:
- Track trades across pairs (e.g., OMG/BTC, XUC/USDT).
- Convert to BTC at trade time.
- Convert BTC to USD using
(Open + Close)/2. - Sum USD value over 30 days.
3. Asset Balance Calculation
- Snapshot at 00:00 HKT daily.
- Assets converted → BTC → USD (method above).
- Includes: Unified account assets.
- Excludes: Borrowed funds (margin/loans).
Trading Fee Rules
Spot Trading Fees
- Payment: Deduct buy-side currency (e.g., buying BTC pays BTC fees).
Maker-Taker:
- Maker rebate: Paid in taker’s fee currency.
- Example: BTC/USDT order → Rebate in BTC (if selling) or USDT (if buying).
👉 Maximize savings with tiered fees
Withdrawal Limits
Daily Caps by Tier
| Tier | Max Withdrawal (USD) |
|---|---|
| Lv1 | 10,000,000 |
| Lv2 | 50,000,000 |
KYC Impact:
- KYC1: ≤500,000 USD
- KYC2: ≤10,000,000 USD
Example:
- Lv1 user withdraws 1M USD + 4M USD (OMG) + 1M USD (XUC) = 6M USD used (4M left).
- Request for 5M USD XRP → Denied.
FAQs
Q1: How are fees calculated for mixed trades?
A: Highest tier across all eligible trades applies.
Q2: Is OKB in savings counted for tiers?
A: No—only spot, funding, and margin balances.
Q3: Can withdrawal limits be increased?
A: Contact OKX support for exceptions.
Note: All fees and tiers update at 00:00 HKT daily. Monitor your dashboard for real-time adjustments.