Leverage Your Bitcoin for Financial Flexibility
Trusted since 2016, SALT offers digital asset-backed loans with cash disbursement in as little as 24–48 hours post-approval. Preserve your Bitcoin holdings while accessing liquidity for life’s opportunities—without triggering taxable events.
Why Borrow Against Your Bitcoin?
Build Private Reserves
Strategically grow and leverage digital assets as private reserves, maintaining long-term appreciation while accessing immediate liquidity.
Key Benefits:
- Access Liquidity: Convert crypto to cash without selling assets.
- Growth Appreciation: Retain exposure to Bitcoin’s potential upside.
- Full Control: Use collateral flexibly to enhance financial agility.
Crypto Loans: A Smarter Financial Tool
Advantages Over Traditional Options
- ✅ No Taxable Events – Avoid capital gains taxes by holding assets.
- ⚡ Fast Funding – Receive funds within 1–2 business days.
- 🔒 Transparent Collateral – No rehypothecation; collateral solely secures your loan.
- 📊 Real-Time Management – Track loans via mobile tools and alerts.
- 💸 Zero Hidden Fees – No prepayment penalties or withdrawal charges.
Maximize Returns with Bitcoin-Backed Loans
Compare 5-year costs and reinvestment potential for a $47,000 loan (50% LTV, BTC at $94,000):
| Lender | Financing Cost | BTC Reinvestment Profit |
|--------|----------------|--------------------------|
| SALT | $26,718.58 | $69,714.04 |
| LEDN | $33,940.78 | $62,491.83 |
| TradFi | $36,754.58 | $59,678.03 |
Projected BTC value in 2030: $286,865.23 (25% CAGR).
Use Cases for Crypto-Backed Loans
👉 Explore loan options to unlock liquidity for:
- 🚗 Major Purchases: Cars, homes, or dream vacations.
- 💡 Investments: Reinvest without liquidating crypto.
- 🌧️ Emergency Funds: Hedge against unexpected expenses.
- 🏦 Debt Consolidation: Lower interest rates vs. credit cards.
Loan Terms at a Glance
| Feature | Details |
|-----------------------|------------------------------------------|
| Loan Minimum | $5,000 (varies by jurisdiction) |
| APR Range | 8.95%–14.45% (includes fees) |
| LTV Options | 30%, 50%, or 70% |
| Collateral Types | BTC, ETH, USDC, USDT, SALT |
| Prepayment | No penalties |
FAQ: Bitcoin-Backed Loans
❓ How quickly are loans funded?
Approved loans typically fund in 24–48 hours via stablecoins or USD.
❓ Does SALT check credit scores?
No. Loans are secured purely by crypto collateral.
❓ Can I repay early?
Yes! Early repayment incurs zero fees.
👉 Learn more about loan management.
Get Started in 3 Steps
- Sign Up: Create a free SALT account.
- Customize Terms: Select loan amount/LTV.
- Receive Funds: Get cash within 48 hours.
Stabilization Feature: Automatically convert collateral to USDC during downturns to protect value.
Why Choose SALT?
- 🏆 Industry Pioneer: Trusted since 2016.
- 🌐 24/7 Stablecoin Payouts: No bank delays.
- 📉 Risk Mitigation: Built-in market safeguards.
"SALT gave me liquidity without selling my Bitcoin during the bull run." – Happy HODLer
Contact sales for personalized support.