How to Deposit EUR Using iDEAL: A Step-by-Step Guide

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Depositing funds into your OKX account is quick and seamless with iDEAL. This trusted Dutch payment method allows instant, fee-free bank transfers—perfect for buying Bitcoin, Solana, Polkadot, or other cryptocurrencies without delay.

What Is iDEAL?

iDEAL is a Netherlands-based payment system launched in 2005 by major Dutch banks. It enables secure direct bank transfers between customers and merchants with these key features:

👉 Discover why iDEAL is the preferred crypto deposit method

Key Benefits of Using iDEAL on OKX

Our integration offers distinct advantages for European traders:

  1. Real-time fund availability
    No waiting periods—deposits credit immediately to your OKX balance
  2. EUR-native transactions
    Avoid currency conversion fees when funding your account
  3. Regulatory compliance
    Fully licensed and monitored under Dutch financial authorities

Step-by-Step: Depositing EUR via iDEAL

Follow this 7-step process (available exclusively to verified Dutch residents):

  1. Log in to your OKX account
    Access via web browser or mobile app
  2. Navigate to "Deposit"
    Locate under the Assets section
  3. Select "Cash Deposit"
    Choose this instead of crypto deposit options
  4. Pick iDEAL as payment method
    Select EUR as your currency first
  5. Enter deposit amount
    Minimum: €10 | Maximum: €50,000 per transaction
  6. Authenticate via your bank
    You'll be redirected to your bank's secure portal
  7. Receive confirmation
    Funds typically appear within 1 minute (99% of cases)

👉 Start trading with instant iDEAL deposits today

Frequently Asked Questions

Is there a fee for iDEAL deposits?

OKX charges no processing fees. Some partner banks may apply standard transfer charges.

Which banks support iDEAL?

All major Dutch banks including ING, ABN AMRO, Rabobank, and SNS Bank.

Can I withdraw using iDEAL?

No, iDEAL currently supports deposits only. Withdrawals require SEPA transfers.

What's the daily deposit limit?

Limits vary by verification tier:

Why was my iDEAL deposit declined?

Common reasons include:

Pro Tips for Smooth Deposits

  1. Name matching
    Ensure your OKX account name matches your bank records exactly
  2. Browser compatibility
    Use Chrome or Firefox for optimal iDEAL performance
  3. Transaction history
    Always save your payment reference number (found in confirmation email)

For institutional deposits exceeding €50,000, contact our VIP services team for personalized assistance.