Uphold Ratings at a Glance
| Category | Details |
|---|---|
| Pricing & Fees | Transparent spread-based model (0.25%–2.95%) |
| Features | 260+ cryptos, metals, fiat trading, Autopilot (DCA), Vault storage |
| Supported Assets | BTC, ETH, XRP, gold, silver, 20+ fiat currencies |
| Global Access | 180+ countries (excludes sanctioned regions) |
| Mobile App | iOS (4.7★), Android (4.2★) with 2FA |
| Security | 100% reserve, cold storage, real-time asset transparency |
👉 Explore Uphold’s multi-asset platform
What Is Uphold?
Founded in 2015, Uphold is a multi-asset trading platform enabling seamless swaps between cryptocurrencies, precious metals, and fiat currencies. Unlike traditional exchanges, it allows direct cross-asset trades (e.g., BTC → gold).
Key Features:
- 260+ Cryptocurrencies: Major coins (BTC, ETH) and altcoins.
- Precious Metals: Gold, silver, platinum, palladium.
- Fiat Support: 20+ currencies (USD, EUR, GBP).
- Autopilot: Automated dollar-cost averaging (DCA) investments.
- Vault Storage: Enhanced security for BTC/XRP (expanding to more assets).
Pricing and Fees
Uphold uses a spread-based fee model—no hidden commissions or withdrawal fees.
| Asset Type | Spread Fee |
|---|---|
| Stablecoins & Major FX | 0.25% |
| Bitcoin & Ethereum | 1.6% |
| Altcoins & Metals | 1.9%–2.95% |
Pros:
- Instant swaps between asset classes.
- No deposit/withdrawal fees (except network fees for crypto).
Cons:
- Higher spreads for low-liquidity assets vs. competitors.
👉 Compare Uphold’s fees with other platforms
Supported Assets and Global Availability
- Crypto: 260+ options, including XRP and stablecoins.
- Metals/Fiat: Gold, silver, USD, EUR, JPY.
- Regions: Available in 180+ countries (excludes Iran, Syria, North Korea).
- U.S. Restrictions: No staking in NY/TX.
User Experience
- Dashboard: Intuitive, customizable, one-step trading.
- Mobile App: Highly rated; mirrors desktop functionality.
- Security: 2FA, cold storage, 100% reserve model.
FAQs
Is Uphold a wallet or exchange?
Both! It supports trading and secure asset storage.
Is Uphold safe?
Yes—100% reserve, cold storage, and 2FA protections.
How long does verification take?
Usually minutes, but up to 24 hours if additional checks are needed.
Are there withdrawal fees?
Only network fees for crypto; no platform fees.
Is Uphold FDIC insured?
No, but its reserve model ensures full asset backing.
Uphold vs. Competitors
| Platform | Strengths | Limitations |
|---|---|---|
| Uphold | Multi-asset trades, transparent fees | Fewer advanced tools |
| Coinbase | Strong liquidity, staking | Higher fees |
| eToro | Social trading, stocks | Limited crypto selection |
Best For: Traders seeking simplicity + cross-asset flexibility.
Disclaimer: Cryptoassets are volatile—invest responsibly. Capital at risk.
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