U.S. Crypto Policy on the Brink of Major Changes
According to David Sacks, White House "crypto czar," July 2025 could mark a pivotal moment for U.S. crypto regulation. Key legislative efforts—GENIUS and CLARITY—are advancing, with President Trump endorsing stablecoin and market-structure reforms. This signals the most significant regulatory shift since the industry's inception.
Weekly Market Overview
Crypto markets traded sideways this week as institutional adoption clashed with regulatory scrutiny. Highlights include:
- Stablecoins: Fiserv’s FIUSD launch dominated headlines.
- FATF: Urged tighter global compliance, citing $51B in illicit crypto flows.
- ETFs: Bitcoin ETFs surged, while Ethereum ETFs faded after a strong start.
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Fiserv Disrupts Stablecoin Sector With FIUSD
Key details:
| Partner | Chain | Target Audience | Stock Impact |
|---------|-------|----------------|-------------|
| Circle & Paxos | Solana | Regional banks/merchants | +8% |
The FIUSD stablecoin integrates with Mastercard and PayPal, reflecting growing confidence amid impending U.S. legislation.
FATF Report: Crypto Risks Demand Global Action
The Financial Action Task Force flagged critical gaps:
- Only 40/138 jurisdictions comply with crypto standards.
- Stablecoins are increasingly exploited by North Korea and terrorist groups.
- Expect stricter regulations to emerge within months.
ETF Performance Snapshot
Bitcoin ETFs
- Weekly Inflows: $1.7B (4-day streak).
- Top Performer: BlackRock ($588.6M peak).
Ethereum ETFs
- Net Inflows: $206M (despite Thursday outflows).
- Sentiment: Cautious optimism persists.
FAQ Section
Q: What’s driving U.S. crypto regulatory momentum?
A: Pending bills (GENIUS, CLARITY) and presidential support for stablecoin/market-structure laws.
Q: Why did Fiserv’s stock rise?
A: FIUSD’s launch signals institutional trust in stablecoins, especially with Solana integration.
Q: How severe is FATF’s crypto warning?
A: Critical—51B in illicit flows and <30% compliance highlight urgent need for global coordination.
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Final Note: Markets remain in a holding pattern, with regulatory clarity poised to unlock next-phase growth. METAL and SOL led losses (-1.9% to -3.6%), while BTC eked out a +0.9% gain.