Introduction
This Simple Earn User Agreement ("Agreement") governs your use of our platform's Earn products ("Products"). By accessing, logging in, purchasing Products, or clicking "I Understand and Agree", you confirm acceptance of all terms herein and in our User Agreement. Disagree? Cease platform access immediately. Non-English versions are for reference only; the Chinese version prevails in conflicts.
Key Terms
1. Scope & Applicability
- Governs Product purchases/redemptions.
- Supersedes User Agreement conflicts; defers to User Agreement for unaddressed matters.
2. Modifications
- Platform may update terms unilaterally.
- Continued use = acceptance of changes.
3. Voluntary Participation
- Purchases reflect personal financial decisions, independent of platform/third parties.
Risk Disclosure
Investing entails high reward potential but also significant risks:
| Risk Type | Description |
|---|---|
| Asset Volatility | Crypto prices fluctuate wildly due to speculation, low liquidity, and regulation. |
| Policy Shifts | Governments may ban/restrict crypto trading abruptly. |
| Tech Failures | Hacks, system outages, or internet disruptions may cause losses. |
| Force Majeure | Wars, natural disasters, or platform failures exempt us from liability. |
👉 Learn how to mitigate crypto risks
Special Note: You alone bear investment losses. Assess risks thoroughly before proceeding.
Product Details
1. Flexible Products
- Yield: Accrues hourly (T+1) as variable returns; compounds automatically.
- Redemption: Processed per platform liquidity—delays may occur. No yield during redemption.
2. Fixed-Term Products
- Lock-Up Period: No early withdrawals.
- Yield: Fixed single-interest, paid at maturity.
3. Auto-Invest Plans
- Scheduled USDT purchases fund Flexible Products (if available).
- Insufficient balances trigger automatic redemptions from Earn holdings.
Operational Notes
- Execution Delays: Tech/network issues may impact service timing. No liability for discrepancies.
- Notifications: Sent via platform messages/email; deemed received upon sending.
FAQs
Q1: Can I withdraw Fixed-Term Products early?
A: No—they’re locked until maturity.
Q2: How often does Flexible Product yield update?
A: Hourly, based on market conditions.
Q3: What happens if my Auto-Invest order fails?
A: Cancelled after 10 minutes; future orders proceed unaffected.
Final Provisions
- Electronic Agreement: Binding upon confirmation.
- Severability: Invalid clauses don’t void remainder.
- HTX Reserves Rights: Final interpretation rests with HTX.