All verified Blockchain.com users can exchange unlimited amounts of cryptocurrency or fiat currency (e.g., USD) within their wallets. However, limits apply when transferring funds to or from your wallet.
DeFi Wallet Limits
- No transaction limits for sending, receiving, or holding crypto.
- Non-custodial: Blockchain.com cannot access or monitor DeFi Wallet funds.
- Non-verified accounts cannot use custodial services (Swap, Buy/Sell, Rewards, fiat deposits/withdrawals).
Full Access Blockchain.com Account Limits
Cryptocurrency Deposits & Withdrawals
| Daily Limit | Monthly Limit |
|------------|--------------|
| $200,000 | Unlimited |
Fiat Currency Deposits & Withdrawals
| Daily Limit | Monthly Limit |
|------------|--------------|
| $100,000 | $500,000* |
*Monthly withdrawal cap for fiat.
Per-Transaction Limits
- Card: $1,200
- ACH/Wire: $25,000
- Open Banking: $5,000
- Pay to Card: $10,000
Note: Limits are fixed in USD-equivalent for EUR/GBP/etc.
FAQ
Q1: Can I increase my withdrawal limits?
A: Yes—complete Platinum Verification if you exceed $100K (fiat) or $200K (crypto) deposits.
Q2: Why does DeFi Wallet have no limits?
A: It’s non-custodial; you control your private keys.
Q3: Are fees included in these limits?
A: No—limits apply to the principal amount only.
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