Ripple Aims to Rewire the Entire Banking System, Says CEO at XRP Las Vegas

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Ripple is spearheading a transformative vision for global finance. At the XRP Las Vegas 2025 event, CEO Brad Garlinghouse unveiled Ripple’s ambition to "rewire the entire banking system", emphasizing long-term utility and systemic change over short-term market competition.

Ripple’s Bold Vision for Finance

Garlinghouse’s keynote highlighted Ripple’s strategic pivot toward blockchain integration with traditional banking. He quoted CTO David Schwartz: “We underestimate how profound this shift will be—it’ll make sense in hindsight.”

Key initiatives include:

👉 Discover how Ripple’s ODL is revolutionizing payments

Institutional Adoption Gains Momentum

Ripple’s credibility is growing:

Garlinghouse noted: “We’re seeing real change,” citing expanding collaborations with banks and fintechs.

XRP Lawsuit and Market Outlook

Despite the ongoing SEC lawsuit, Ripple focuses on XRP’s utility:

👉 Explore XRP’s long-term potential

Call for Crypto Industry Unity

Garlinghouse urged collaboration: “Bitcoin isn’t our enemy—tech isn’t zero-sum.” Potential partnerships with Cardano and other chains could accelerate adoption.

FAQ

1. How does Ripple’s ODL work?
ODL uses XRP as a bridge currency to enable instant, low-cost cross-border transactions without intermediaries.

2. What’s the status of Ripple’s SEC case?
The lawsuit remains unresolved, but Ripple continues expanding its services globally.

3. Why is institutional adoption critical for XRP?
Real-world use cases (e.g., payments, settlements) bolster XRP’s value beyond speculative trading.

The Road Ahead

Ripple’s mission extends beyond legal victories—it’s about redefining global finance through:

Garlinghouse’s takeaway: “This transformation is already underway.”


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